I may not be an expert, but......

......how exactly does taking away all profitability from it encourage lending to increase?

Or have I got this wrong, and the real plan is to persuade all those of us with savings to decide it's simply not worth having them any more and blow the whole lot on the high street?

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In other news, I think *fingers crossed* that I might be over the worst of the lurg now. I still feel crappy; just nowhere near as crappy as I have done since Sunday. I've made it into work every day this week, but today was the first day when I actually knew as soon as I woke up that I was going to manage it.

Thank you to everyone who posted get well comments to my last entry!